표 6 금융규제 정책 1기간 분석결과(18개월)

구분	1분위	2분위	3분위	4분위	5분위
기본모형
C	2.3873***	2.4065***	2.4297***	2.4456***	2.2624***
	(0.0384)	(0.0117)	(0.0089)	(0.0055)	(0.0084)
Policy	0.0628	0.0647***	0.0587***	0.0622***	0.1049***
	(0.0571)	(0.0161)	(0.0142)	(0.0101)	(0.0095)
Region	0.0784	0.1420***	0.1385	0.3578***	0.1544***
	(0.0524)	(0.0391)	(0.1174)	(0.0990)	(0.0233)
Policy×region	-0.0592	-0.0694	-0.0720	-0.0487	-0.0573***
	(0.0613)	(0.0738)	(0.1902)	(0.1009)	(0.0210)
R2	0.1521	0.1722	0.2351	0.4761	0.4156
확장모형
C	1.5818***	1.5378***	1.6748***	2.3422***	0.8753*
	(0.5185)	(0.3091)	(0.4436)	(0.4971)	(0.4837)
Policy	0.0577**	0.0669***	0.0758***	0.0809***	0.0946**
	(0.0277)	(0.0182)	(0.0270)	(0.0195)	(0.0442)
Region	0.0477	0.0147	0.0072	-0.0158	0.0671
	(0.0487)	(0.0218)	(0.0273)	(0.0249)	(0.0714)
Policy×region	-0.0571	-0.0751**	-0.0624*	-0.0716**	-0.1439
	(0.0628)	(0.0298)	(0.0337)	(0.0300)	(0.0893)
출생아수	0.0001*	0.0001	0.0001	0.0001	0.0001***
	(0.0001)	(0.0001)	(0.0001)	(0.0002)	(0.0000)
인구자연증가수	-0.0001**	-0.0001*	-0.0001	-0.0001	-0.0001***
	(0.0001)	(0.0001)	(0.0001)	(0.0001)	(0.0001)
혼인건수	-0.0001	0.0001	0.0001	0.0001	-0.0001
	(0.0002)	(0.0001)	(0.0001)	(0.0001)	(0.0001)
고용률	0.0130	0.0140***	0.0118	0.0009	0.0231***
	(0.0088)	(0.0051)	(0.0075)	(0.0085)	(0.0085)
매입거주지별 거래규모(타지역)	0.0001	0.0002**	0.0002***	0.0002***	0.0001
	(0.0001)	(0.0001)	(0.0001)	(0.0001)	(0.0000)
아파트 인허가 실적변동률(%)	-0.0001	-0.0001*	-0.0001	0.0001	0.0001
	(0.0001)	(0.0001)	(0.0001)	(0.0000)	(0.0001)
아파트매매 거래량	-0.0001	-0.0001**	-0.0001***	-0.0001***	-0.0001
	(0.0001)	(0.0001)	(0.0001)	(0.0001)	(0.0000)
R2	0.4231	0.4516	0.5472	0.6735	0.5838

주: ( )는 표준오차,
p<0.1,
p<0.05,
p<0.01.